Top Credit Card & Transaction Processing Services in India
Credit card and transaction processing services are essential for businesses across India, ensuring smooth payments and financial operations. Discover trusted providers and practical tips to choose the right partner for your needs.
Credit card processing in India covers merchant services, POS systems, online payment gateways, and fraud prevention. Businesses rely on these services to accept payments securely, whether in-store, online, or via mobile. Common needs include low transaction fees, quick settlements, and 24/7 customer support.
India’s diverse business landscape demands flexible solutions—small vendors in Mumbai’s markets need affordable card machines, while e-commerce giants in Bangalore require high-volume gateways. Look for providers with RBI compliance, multi-currency support, and local assistance. Seasonal spikes during festivals like Diwali also make reliable uptime critical.
- PayU – A leading payment gateway in India, PayU supports online businesses with seamless integrations and fraud detection. Trusted by over 4 lakh merchants since 2011.
Website: www.payu.in
Contact: 1800 200 5511, support@payu.in
Address: 3rd Floor, Vibgyor Towers, Bangalore, Karnataka 560001 - Razorpay – Serving India since 2014, Razorpay specializes in UPI, cards, and net banking for startups and enterprises. Known for developer-friendly APIs and same-day settlements.
Website: www.razorpay.com
Contact: +91 9595 888 888, help@razorpay.com
Address: 1st Floor, SJR Cyber, Bangalore, Karnataka 560034 - CCAvenue – Offers multi-channel payment solutions across India, trusted for 20+ years with support for 200+ payment options. Popular among travel and retail sectors.
Website: www.ccavenue.com
Contact: 022-6741 0101, care@ccavenue.com
Address: A-25, MIDC, Andheri East, Mumbai, Maharashtra 400093 - Paytm Payment Gateway – Locals choose Paytm for QR-code payments and instant settlements, especially in Delhi’s markets. Provides 99.9% uptime and zero setup fees.
Website: www.paytm.com
Contact: 0120-4456-456, merchant.support@paytm.com
Address: 1st Floor, Tower 1, Noida, Uttar Pradesh 201301 - Instamojo – Rated highly on Google, Instamojo helps small businesses with easy payment links and digital storefronts. Free plans available for startups.
Website: www.instamojo.com
Contact: 080-4719 2222, support@instamojo.com
Address: 100, 5th Cross, Bangalore, Karnataka 560095 - BillDesk – A veteran in India’s payment space since 2000, BillDesk handles recurring bills and bulk transactions for utilities and schools. PCI-DSS certified.
Website: www.billdesk.com
Contact: 022-6140 2000, support@billdesk.com
Address: 8th Floor, Trade Star, Mumbai, Maharashtra 400093 - PayKun – From card processing to UPI, PayKun serves SMEs in Pune with transparent pricing and 24-hour support. No hidden charges or annual contracts.
Website: www.paykun.com
Contact: +91 9028 9028 95, info@paykun.com
Address: 301, Pride Purple Square, Pune, Maharashtra 411014 - Cashfree Payments – Trusted by 1 lakh+ businesses, Cashfree offers instant refunds and international payment collection. Ideal for SaaS companies in Hyderabad.
Website: www.cashfree.com
Contact: 080-6749 0702, support@cashfree.com
Address: 4th Floor, Brigade IRV Centre, Bangalore, Karnataka 560001 - PayG – Serving India since 2012, PayG specializes in POS machines for restaurants and retail chains. Offers same-day troubleshooting in Chennai.
Website: www.payg.in
Contact: 044-4353 5353, sales@payg.in
Address: 7A, Spencer Plaza, Chennai, Tamil Nadu 600002 - Atom Technologies – Provides end-to-end payment solutions with RBI approval, including IVR and mobile POS. Popular among telecom operators in Kolkata.
Website: www.atomtech.in
Contact: 022-6128 4444, sales@atomtech.in
Address: 9th Floor, Marathon Futurex, Mumbai, Maharashtra 400013 - Mswipe – Known for portable card machines, Mswipe supports street vendors and cafes across India. Zero rental fees and 48-hour setup.
Website: www.mswipe.com
Contact: 1800 102 4477, support@mswipe.com
Address: 3rd Floor, One World Center, Mumbai, Maharashtra 400013 - EBS – A pioneer since 2007, EBS handles high-risk industries like travel with multi-currency gateways. 256-bit encryption for secure transactions.
Website: www.ebs.in
Contact: +91 22 6181 8000, support@ebs.in
Address: 501, 5th Floor, Powai, Mumbai, Maharashtra 400076 - Zaakpay – Offers customizable checkout pages and analytics for e-commerce stores. Rated 4.5/5 on Capterra for user-friendly dashboards.
Website: www.zaakpay.com
Contact: 0124-412 1111, help@zaakpay.com
Address: 2nd Floor, Unitech Cyber Park, Gurugram, Haryana 122002 - PayWorld – Focuses on rural India with offline payment solutions and Aadhaar-enabled transactions. Over 75,000 retail touchpoints nationwide.
Website: www.payworldindia.com
Contact: 0120-433 3333, info@payworldindia.com
Address: B-45, Sector 63, Noida, Uttar Pradesh 201301 - Paynear Solutions – Specializes in mobile POS and QR payments for kirana stores in Tier 2 cities. Affordable plans with no technical skills required.
Website: www.paynear.in
Contact: 040-4855 5555, support@paynear.in
Address: 3rd Floor, Kavuri Hills, Hyderabad, Telangana 500033 - HDFC Merchant Services – Backed by HDFC Bank, this provider offers low-rate processing for high-volume businesses. 24/7 helpline in 12 Indian languages.
Website: www.hdfcbank.com
Contact: 1800 202 6161, support@hdfcbank.com
Address: HDFC Bank House, Senapati Bapat Marg, Mumbai, Maharashtra 400013 - ICICI Merchant Services – Provides end-to-end solutions for retail chains, including loyalty programs. Free terminal for businesses processing over ₹10 lakh monthly.
Website: www.icicibank.com
Contact: 1860 120 7777, merchantcare@icicibank.com
Address: ICICI Bank Towers, Bandra Kurla Complex, Mumbai, Maharashtra 400051 - Axis Bank Merchant Solutions – Known for quick onboarding and dynamic currency conversion for foreign tourists. Popular with hotels in Goa and Rajasthan.
Website: www.axisbank.com
Contact: 1800 419 5555, merchant.services@axisbank.com
Address: Axis House, Mumbai, Maharashtra 400013 - Kotak Mahindra Bank Merchant Services – Offers EMI options and contactless payments for premium retailers. Dedicated account managers for businesses in metro cities.
Website: www.kotak.com
Contact: 1860 266 2666, merchant@kotak.com
Address: 27BKC, Bandra Kurla Complex, Mumbai, Maharashtra 400051 - State Bank of India Merchant Services – India’s largest bank provides zero-cost UPI solutions for government agencies and PSUs. T+1 settlements for all transactions.
Website: www.sbi.co.in
Contact: 1800 425 3800, merchant@sbi.co.in
Address: State Bank Bhawan, Mumbai, Maharashtra 400021
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